OPEN ENROLLMENT FOR 2015
Open Enrollment is the annual opportunity to review your insurance plan coverage and make changes if you wish. As always, it is important to take the time to review your enrollments to insure they are the best choices for you and your eligible family members.
Open Enrollment begins at 8:00 a.m. on Thursday, October 30, 2014 and ends at 5:00 p.m. on Tuesday, November 25, 2014.
Open Enrollment booklets will be mailed to your homes on October 24. If you became eligible for benefits after September 1, 2014, you will not receive the mailed booklet. You should be able to view all Open Enrollment information, starting October 27, at http://ucnet.universityofcalifornia.edu/oe.
All changes made during Open Enrollment must be made and confirmed online at: http://ucnet.universityofcalifornia.edu/oe. If you do not receive a confirmation number, your request will not be processed.
Open Enrollment changes will be effective on January 1, 2015.
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ACTIONS YOU CAN TAKE DURING OPEN ENROLLMENT
· Enroll in or opt-out of UC-sponsored medical, dental, and/or vision plans
· Transfer to a different medical or dental plan
· Add eligible family members to your medical, dental, and/or vision plans
· Opt in or out of TIP (Tax savings on Insurance Premiums) - enrollment is automatic unless you previously opted out
· Enroll or re-enroll in the Flexible Spending Accounts: Health FSA and/or Dependent Care FSA. These are the only plans that require positive re-enrollment; participation does not carry over automatically into the next year.
· Please note: If you are enrolling in the Blue Shield Health Savings PPO Medical Plan, you may not enroll in the Health Flexible Spending Account for 2015.
If you are satisfied with your current enrollments, there is nothing you need to do - your current plans will continue into 2015 (with the exception of the FSA plans as stated above).
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HIGHLIGHTS FOR 2015
MEDICAL
· No new medical plans or major medical plan changes for 2015. Modest rate increases.
· All medical plans will be offering a retail option for 90-day maintenance medications, using certain local pharmacies.
· All HMO plans will now offer Chiropractic and Acupuncture services (maximum of 24 visits yearly).
· Blue Shield Health Savings Plan, Core and UC Care are also adding the Teladoc program, which lets members speak with a U.S. board-certified doctor on the phone or via videoconference any time of the day or night. (Health Net Blue & Gold currently offers a similar program called MD Live.)
· Western Health Advantage is expanding to Marin, Sonoma, and Napa counties.
DENTAL
· No plan changes
· Premiums still fully paid by UC
VISION
· No plan changes
· Premium still fully paid by UC
LEGAL
· ARAG Legal will be open for new enrollments this year.
· Enhanced Identity Theft benefit.
· No rate changes.
HEALTH FSA (FLEXIBLE SPENDING ACCOUNT)
· If you enroll for 2015, the grace period to incur expenses, which would normally be allowed from January 1 - March 15, 2016, has been eliminated. In its place, enrollees will now be allowed to carry over $500 of unspent dollars to the following tax year. Any balances over and above the $500 carryover amount must be spent prior to December 31, 2015.
· If you were enrolled in this plan for 2014, and you wish to continue participation, you MUST re-enroll during Open Enrollment. You may also enroll for the first time during Open Enrollment.
· You may not participate in this plan if you enroll in the Blue Shield Health Savings medical plan.
DEPENDENT CARE (DepCare) FSA
· No plan changes
· If you enroll for 2015, there will still be a grace period from January 1, 2016 - March 15, 2016, in which you can incur expenses against your 2015 contributions. There will be no carryover provision for this plan.
· If you were enrolled in this plan for 2014, and you wish to continue participation, you MUST re-enroll during Open Enrollment. You may also enroll for the first time during Open Enrollment.
SUPPLEMENTAL DISABILITY
· There is rarely an Open Enrollment period for enrolling in or decreasing the Waiting Period for Supplemental Disability. This can be done at any time during the year, by completing a Statement of Health and receiving carrier approval.
· This year, due to an approximate 19% increase in Supplemental Disability premiums for enrollees with a 7- or 30-day Waiting Period, employees will be given the option to INCREASE their Waiting Period (depending upon sick leave and vacation balances, personal savings, etc.) as part of the Open Enrollment online enrollments. If you wish to increase your waiting period, go to http://ucnet.universityofcalifornia.edu/oe during Open Enrollment. This would, in most cases, result in a reduction to the monthly premium.
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Additional Open Enrollment details can be found on the UC Net website: http://ucnet.universityofcalifornia.edu/oe (beginning October 27).
If you are satisfied with your current enrollments and do not wish to make any changes, there is nothing you need to do - your current plans will continue into 2015. The two exceptions are the Flexible Spending Accounts; DepCare FSA and Health FSA - these require positive enrollment (or re-enrollment) if you wish to participate for calendar/tax year 2015.
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DAVIS CAMPUS OPEN ENROLLMENT PRESENTATIONS
UC Medical Plan Overview
Presented by the UC Davis Health Care Facilitator Program, these classes will provide campus active employees with in-depth information specific to all of the Health Plan choices available for 2015. Seating is on a first-come, first-seated basis:
Friday, October 31 - 8:00 a.m. - 9:30 a.m. ARC Ballroom B
Friday, October 31 - 1:00 p.m. - 2:30 p.m. ARC Ballroom B
Wednesday, November 12 - 8:00 a.m. - 9:30 a.m. - ARC Ballroom B
Help Desks
For Open Enrollment questions, and individual assistance with your At Your Service online logon or online enrollment - on a first-come, first-served basis:
Friday, October 31 - 9:30 a.m. - 11:00 a.m. - ARC Ballroom B
Friday, October 31 - 2:30 p.m. - 3:30 p.m. - ARC Ballroom B
Wednesday, November 12 - 9:30 a.m. - 11:00 a.m. ARC Ballroom B
Wednesday, November 12 - 1:00 p.m. - 3:30 p.m. - ARC Ballroom B
UC General Open Enrollment Overview
Presented by the Campus Employee Benefits Office, these presentations will provide a general overview of all of the NON-MEDICAL 2015 Open Enrollment choices for active campus employees. The medical plans will NOT be covered during these presentations. Seating is on a first-come, first-seated basis:
Friday, October 31 - 11:00 a.m. - 12:00 p.m. - ARC Ballroom B
Friday, October 31 - 12:00 p.m. - 1:00 p.m. - ARC Ballroom B
Wednesday, November 12 - 11:00 a.m. - 12:00 p.m. - ARC Ballroom B
Wednesday, November 12 - 12:00 p.m. - 1:00 p.m. - ARC Ballroom B
Remember: Open Enrollment starts at 8:00 a.m. on Thursday, October 30, and ends at 5:00 p.m. on Tuesday, November 25, 2014.